PM PM Vishwakarma Scheme 2026 : Are you a traditional artisan or craftsperson looking to expand your business? The Government of India has launched a game-changing initiative designed specifically to uplift the skilled workforce of the country. Known as the PM Vishwakarma Scheme, this comprehensive program is set to revolutionize how traditional trades operate in India.
Launched by the Ministry of Micro, Small and Medium Enterprises (MoMSME), this Central Sector Scheme is not just about financial aid; it is a holistic support system. From providing modern tools to offering collateral-free loans, the scheme aims to support artisans from the ground up.
In this post, we will break down exactly what the PM Vishwakarma Scheme offers and how it intends to empower the Vishwakarmas of India until 2027-28.
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PM Vishwakarma Scheme 2026 Overview
| Scheme Name | PM Vishwakarma Scheme |
| Type | Central Sector Scheme |
| Total Budget | ₹13,000 crore (fully funded by Central Government) |
| Ministry | MoMSME |
| Duration | 5 Years (Up to 2027-28) |
| Current Progress (as of Dec 2025) | Over 2.72 crore applications received; ~30 lakh successfully registered; millions verified and benefited through training/loans. |
| Age | 18+ on registration date |
| Main Benefit | Collateral-free loans, Skill Training, Toolkit incentive |
| Official Website | https://pmvishwakarma.gov.in/ |
PM Vishwakarma Scheme 2026
The PM Vishwakarma Scheme is an ambitious “Central Sector Scheme” fully funded by the government. Its primary goal is to provide end-to-end support to artisans.
Unlike previous schemes that might have focused on just one aspect of development, this initiative covers the entire journey of a craftsperson. Whether you need training to upgrade your skills, money to buy raw materials, or help to sell your products in a bigger market, this scheme has a provision for it.
Key Highlights:
- Ministry: Ministry of Micro, Small and Medium Enterprises (MoMSME).
- Duration: Initially implemented for five years (up to 2027-28).
- Focus: Skill training, credit support, and digital empowerment.
How to Apply PM Vishwakarma Scheme 2026
Applying for the PM Vishwakarma Scheme is simple, but it requires offline verification. You cannot do it fully from home.
Important: You must visit a Common Service Centre (CSC) for registration.
- Visit a CSC: Go to your nearest Common Service Centre (Jan Seva Kendra) with your Aadhaar Card and linked Mobile Number.
- Biometric Verification: The operator will scan your fingerprint or eyes to verify your identity.
- Fill the Form: Provide your bank details, family information, and your specific trade (e.g., Carpenter, Tailor).
- Verification: Your application will be checked by your local Panchayat/ULB and then the District Committee.
- Get Certified: Once approved, you can download your PM Vishwakarma ID Card and Certificate.
- Start Benefits: Use your ID to apply for the ₹15,000 toolkit voucher, training, and loans.
6 Major Objectives and Benefits of the Scheme
The government has outlined six clear objectives to ensure artisans get the respect and resources they deserve. Here is what this means for the beneficiaries:
1. Official Recognition
The first step to empowerment is identity. The scheme aims to formally recognize artisans and craftspeople as “Vishwakarmas.” By obtaining this recognition (likely through an ID card or certificate), beneficiaries become eligible to avail of all other benefits under the scheme.
2. Skill Upgradation
Traditional skills are valuable, but modern techniques increase efficiency. The scheme provides relevant training opportunities to hone the existing skills of artisans. This ensures that their craftsmanship remains competitive in today’s market.
3. Support for Modern Tools
Working with old tools can be tiring and slow. To boost productivity and product quality, the scheme provides incentives to procure better and modern tools. This toolkit support is a major step toward modernizing traditional trades.
4. Collateral-Free Credit
Finance is often the biggest hurdle for small businesses. PM Vishwakarma addresses this by offering collateral-free credit. This means artisans can get loans without mortgaging assets. Additionally, the scheme reduces the burden of repayment by providing an interest subvention (subsidy on interest rates).
5. Incentive for Digital Transactions
To bring artisans into the formal economy, the scheme encourages digital empowerment. Beneficiaries are provided with incentives for conducting digital transactions, making it easier to track income and build a credit history.
6. Brand Promotion and Market Linkage
Making a product is one thing; selling it is another. The scheme provides a platform for brand promotion and market linkages. This helps artisans access new growth opportunities and reach customers beyond their local vicinity.
Who Implements This Scheme?
The execution of such a massive project requires dedicated handling. The scheme is conjointly implemented by the Ministry of Micro, Small and Medium Enterprises (MoMSME) along with other relevant departments. They are responsible for ensuring that the benefits reach the actual artisans at the grassroots level.
Web-Links Of PM Vishwakarma Scheme 2026
| Official Website | Click Here |
| Scheme Guidelines | Click Here |
| Telegram Channel | Click Here |
| WhatsApp Channel | Click Here |
Conclusion
The PM Vishwakarma Scheme is a golden opportunity for the traditional workforce of India. By combining financial security with skill development and modern technology, the government is ensuring that the legacy of our artisans does not just survive, but thrives.
If you or someone you know belongs to a traditional trade family, keeping an eye on this scheme could be the turning point for your business growth.
